2/24/2023 0 Comments Lost monies search![]() These apps are great for sharing payments and splitting the bill for takeout, but it's good to transfer that money into your bank account. ![]() Learn more: A complete list of credit cards with limited-time bonus rewards on groceries, streaming and takeoutĪnother place to tap for forgotten funds are money transfer apps like Venmo and PayPal. ![]() Users of the Citi Prestige® Card can spend their annual $250 travel credit on eligible purchases at supermarkets and restaurants. (Note the redemption rate may be likely lower than using the rewards for travel.) For example, if you have the Chase Sapphire Preferred® Card or the Chase Sapphire Reserve®, you can use your Ultimate Rewards® points for purchases on or as cash back in the form of a statement credit or a direct deposit into your checking or savings account.Īnd as Americans have changed their spending habits during the pandemic, keep in mind that credit card issuers have kept up by adapting their rewards programs, including travel credit changes, through the end of the year. With travel arguably on hold for quite some time, you can redeem your travel credit card rewards for non-travel options like cash back or merchandise. Assuming cardholders maximize their rewards potential, Select found that the average consumer can earn an estimated $437 in cash back after just one year and $2,185 after five years.īut it's not just cash-back cards that come in handy right now. While you might not have lost money sitting in a forgotten bank account, chances are you are sitting on some funds that you could cash in right now.įirst up is your credit card rewards. If you have a cash-back credit card sitting in your wallet, and you use it regularly, don't forget that's money you earned that could come in handy.įor example, with the Citi® Double Cash Card, which offers 2% cash back: 1% on all eligible purchases and an additional 1% after you pay your credit card bill, cardholders can redeem cash back for checks or statement credits once they've earned $25. Treasury Hunt for unclaimed savings bonds, registered Treasury notes or registered Treasury bonds The Pension Benefit Guaranty Corporation for unclaimed pension money.The IRS website for any undeliverable tax refunds.Some other government sources with searchable databases include: Processing times vary by state but some can take less than 30 days, the NAUPA website says. ![]() You will also need to have proof of identity, like a copy of your driver's license or passport. You need to be prepared to show proof of ownership of whatever you are claiming such as a pay stub, utility bill or your Social Security number. How to claim unclaimed money: Each state has its own process when you're ready to claim your lost money, but it should be pretty straightforward. Make sure to check every state where you have lived and done business. To search multiple states at once, NAUPA recommends using, a free website they endorse. Because unclaimed property is reported to the state where the company or organization is located, it's common to have lost money in more than one place, especially if you have moved between states.
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